CEO, Founder, Board Director currently building DMM Foundation the governing body of the DMM protocol a decentralized next generation DeFi protocol to re imagine the traditional financial system. Seasoned global executive and entrepreneur with 25+ years global experience and impressive track record of digital innovation in both large enterprises (MasterCard, Telefonica, and others) as well as startups. An international leader in the DeFi, Blockchain, Crypto, Banking, Lending, Payments, and mobile financial services arena in the US and internationally. Adept at building innovative global strategies and teams to create new digital financial services products that resonate with consumers and provide for rapid growth. Early DeFi and Blockchain leader pioneer. Experienced Digital Board Member with technology chops to provide insight on how digital can upend traditional business models. One of the few living recipients of the Central Intelligence Agency’s (CIA’s) Intelligence Star Medal for extraordinary courage in the line of duty. Native fluency in English and Spanish and over 20 years of experience working in emerging markets internationally and in developing new digital business models and platforms to serve the digital needs of digital native consumers globally.